Business Profile
Since 1995 Debbie has been helping clients reach their financial goals. It has been her ambition to make sure that she provided a level of service above and beyond her client’s expectations.
In pursuing this level of service Debbie assembled a team of like-minded associates and worked to make sure that the teams level education was nothing short of exceptional.
To expand on the accreditation of Certified Financial Planner, in 2003, Debbie achieved her Certified Divorce Financial Analyst designation.
This led to a teaching and coaching role with the Institute of Divorce Financial Analysts, and the media contact for everything that had to do with finances and separation/divorce.
Working with clients who needed a holistic approach to planning, Debbie realized that this is something all her clients would benefit from.
The market volatility of 2008 brought challenges to everyone working in the financial industry, and Debbie’s unique approach to planning and investing, along with her understanding of risk and security lead her to dominate in the estate planning field.
Working collaboratively with both lawyers and accountants, Debbie has a unique ability to help her clients end up with a clear and concise estate plan, retirement plan or tax efficient investment plan.
Estate and Tax planning as well as Divorce planning, makes Debbie’s practice stand out as a premier service.
The culmination of all these years’ experience has resulted in a tried and true holistic planning program called “Wise Women & Wealth™” or “Plan to Thrive™”
Giving back to her community by volunteering on the local chapter of Advocis, Past President of the Estate Planning council of Eastern Ontario, and chapter member of the council of certified Executors, Debbie keeps active and abreast of all relevant issues that help her clients in their day to day financial decisions.
Personal Profile
Debbie Hartzman is a native Kingstonian. Having lived in Kingston, Ontario most of her life, she and husband, Michael, decided this is where they wanted to live and raise their family. Now that the kids have grown and have families of their own, Michael and Debbie couldn’t imagine living anywhere else!
My Specialities
- Investment Planning
- Life Insurance
- Living Benefits
- Disability Insurance
- Tax Planning
- Retirement Planning
- Estate Planning
- Education Savings
- Registered Savings Disability Planning
- Divorce Financial Planning
- Written Comprehensive Financial Plans
- RRSP
Awards and Achievements
- TEP-Trust and Estate Planner 1997
- CFP-Certified Financial Planner 1999
- CLU-Chartered Life Underwriter 2001
- Canadian Securities Course 2002
- CDFA-Certified Divorce Financial Analysis 2003
- RRC-Registered Retirement Consultant 2012
- Member of Advocis
- Member of CALU
- Member of the Estate Planning Council of Eastern Ontario